AI-Powered
Virtual Assistants Revolutionizing Consumer Lending

Cognute offers Intelligent Virtual Assistants for Consumer Lenders like banks, credit unions, fintech lenders, loan servicers and debt collection agencies. These domain-expert Assistants handle queries, service transactions, consult borrowers and negotiate offerings.

Let’s Connect
about cognute
unlock Ai

Unlock AI for your
Organization with Cognute

The U.S. consumer lending industry manages $17.5 trillion in loan books, with $175 billion in 60-day delinquencies and $123 billion in annual charge-offs. The lenders must proactively monitor accounts, identify risks, uncover upselling opportunities, and refocus on existing customers with hyper-personalized loan servicing and collections —all while adhering to complex regulations. Our AI solutions empower humans to meet these challenges.

Our AI-Powered Solution

AI solution

Customer Conversation

Cognute's solution leverages Gen AI for all levels of customer conversation, from FAQs to loan transactions. They excel in consultative and negotiation-driven conversations for settlements etc.

AI solution

Proactive Monitoring

Cognute leverages Cognitive AI to proactively monitors loan accounts and helps in identifying delinquency risks early, identify upselling opportunities, and optimize collections.

AI solution

Scalable AI

Cognute’s virtual assistants are available 24/7 and seamlessly handle high interaction volumes across voice, chat, mobile, and social media platforms.

AI solution

Dual Mode

The virtual assistants operate in two modes: Autonomous, where they interact directly with customers, and Navigator, where they assist human agents during customer interactions.

About Us

 about me

Satyajeet Prasad

Serial Entrepreneur & ex-CEO

Meet Our Founder

Cognute is founded by Satyajeet Prasad. He is a serial Entrepreneur & ex-CEO of a listed small-cap software company. The founder has several decades of experience building B2B and B2C SaaS solutions for fintech and health-tech global markets.

linked in

Cognute

Cognute is redefining the future of lending by empowering lenders to maximize returns, minimize risks, and deliver empathetic, personalized service. Built on innovation, trust, and results, we are the trusted partner for lenders navigating today’s market challenges. Using AI, we can help you do MORE!

cognute

Why Choose Cognute?

AI-Driven Innovation

Empowering Interactions with Gen AI and Cognitive AI Excellence.

  • Leverage Gen AI for empathetic interactions.

  • Cognitive AI driven proactive monitoring.

  • Personalized, anytime-anywhere service.

Capital Recovery and Operational Efficiency

Maximizing Recovery by Strategies that bring Human & AI together.

  • Reduces delinquencies and charge-offs.

  • Streamlined small-dollar collections.

  • Proactive, cost-effective collection strategies.

Scalability and Empathy at Scale

Scalable Solutions for Business Growth.

  • Solutions scale with your business.

  • Empathy builds trust.

  • Efficient and compliant systems are available 24/7.

Industry Expertise

Fintech Leadership with Proven Global Expertise.

  • Decades of domain expertise in fintech.

  • Expertise in building global B2B/B2C enterprise solutions.

  • Turnkey lending operations experience

FAQs

Our solution focuses on providing virtual assistants (voice & chat) for consumer lenders. Our advisory services include building & implementing strategies to harness AI for your business needs. We extend our support to AI driven data services that includes data preparation, model section.

Yes, we integrate through multiple technology architectures including realtime API based communication.

We serve lenders like banks, credit unions, non-bank lenders, fintech, credit card providers. We also serve debt collection agencies and loan servicing organizations.

Contact us to discuss your needs and also schedule a demo. We will assign one of our leading experts to discuss your needs & scope the work. 

Redefining the Future of Lending with AI

Enhance satisfaction, recover capital, and drive success with Cognute’s advanced AI solutions

Transform your lending operations with Cognute’s advanced AI solutions. Our AI-powered virtual assistants enhance customer conversation, improve capital recovery, generate upselling opportunities and ensure compliance. Designed for banks, credit unions, fintech, and debt collection agencies, Cognute provides the tools to drive success. Together, let’s redefine the future of consumer lending.

Let’s Connect